October

I have been meaning to post for almost a week now, but I just haven't gotten a chance. I am trying really hard not to watch too much about the economy or worry about my retirement money. The biggest reason I worry is because I want to be paying extra on my car to get it paid off, but I am not sure if that's a great idea right now. I feel like I should be putting all of my extra money into savings for the time being. I am planning to put it all in savings and make larger extra payments every few months. I think I will have enough set aside to pay around $1,500 extra in December.

I am not sure how I will do at meeting my net worth goals over the next few months. I hope things will turn around so that I can meet, or exceed, them.

For October my goals are simple . . . Study, Save, and Sleep! I have been exhausted lately, so more sleep is in my plans. I need to really work on my food budget. I can't afford to go over this month with the holidays coming up. I am hoping to go under if anything since I am hosting Thanksgiving next month, so I will need some extra for that. Due to my family traveling 250 miles, they are somewhat limited as to what they can bring. They will be supplying some things which helps.

I also need to work on my budget this month. I need to find somewhere to move money from to put towards extra doctor bills. I am not sure where this is going to come from yet.

When I had my performance review at work back in June, I was told that I would probably be getting an equity adjustment at the very end of October when I hit my one year mark in my current position. I feel this is warranted since I am making less than the other people in the same position as me in my department. With things going the way they are in the economy though, I am not sure if I will be getting this. Is it right to ask about this? Or should I wait until they bring it up? I would love to hear what you think!!