Monday, October 27, 2008

Grocery Store

I went to pick a few groceries today because the store closest to my house had a number of things on sale that I needed or will need in the next week or two. The place was a zoo!! It was crazy. And to top it off, they were out of some of the items on my list!! I am never going back on a Monday after work again. People know a good sale when they see one I guess.

Saturday, October 25, 2008


I updated my sidebars. All of my funds have increased expect for the house down payment fund. I was planning to start contributing to this, but my plans changed. I decided to work aggressively to pay off my car. I am hoping to have it paid off two years from now. After that I will focus on saving for a house.

I have money saved for a trip, but I don't plan on going anywhere anytime soon. At least I have the money if I decide to!

I picked up a few groceries today and got gas. It was under $25 for three quarters of a tank!! How exciting. I am not planning to go anywhere tomorrow because it's going to be cold and windy here with a change of flurries. That means no more spending this weekend for me. I will have to get a few more groceries sometime this week because I only bought produce today. I still have $13 in my food budget for this week, so that's fine. I hope they have some good deals in the ads tomorrow.

Friday, October 24, 2008

Glad It's Friday

What a week this was!! I am exhausted after a very busy week at work. I have to decide this weekend if I am going to take another part of my certification exam prior to the end of the year. I want to, but I haven't been studying as much as I need to. I am hoping to see how the studying goes this weekend and go from there. Any thoughts on how to get myself to study even after a long day at work?

I am hoping to not spend very much this weekend. I need some groceries. I hope to keep my non-grocery spending to less than $20. I also should get gas this weekend. I heard some places here are down to $2.29. How great is that! A year or two ago I would have been complaining about that price. Now I am glad we're that low ago. I am curious to see how long it will continue to drop.

The weather is getting colder here. I am still waiting to turn my heat on. I am not sure how much longer I will be able to wait. I think I can for sure make it until Sunday. I hope I can go even longer than that.

Tuesday, October 21, 2008


I just wanted to say thanks to Always the Planner for mentioning me on her blog.

For those of you who haven't, check her blog out sometime. I really enjoy reading it. Click here to check it out.

Friday, October 17, 2008

Random Thoughts

It's been awhile since I have posted again. I always mean to, but sometimes the days are over before you know it. The weather has cooled off here. I am really trying to not turn my heat on. I regret that decision some mornings when I don't want to get out of bed. Last year I was able to hold off until almost Thanksgiving. I don't think I will be so lucky this year. My apartment maintenance people are coming to do energy audits on each apartment next week. They will be cleaning the refrigerator coils and HVAC filters. I think I am going to leave a note asking if we could get programmable thermostats installed. It's worth a shot to see what they will say.

I asked this week about my equity adjustment at work. My boss said it is still planned. I am curious to see how much it will be. It should be in place sometime
in November. These things always take a long time to go through at my workplace. This will be nice because it will offset the cost of my health insurance premiums which start in my January checks.

I have been doing pretty good at not spending extra money. I am going to do some meal planning this weekend and make a grocery list based on that. I want to start grocery shopping less often, so meal planning would really help me out in that area.

I checked my 401k balance the other day. It was painful. I am just going to forget about it for awhile. Or try to!!

Tuesday, October 7, 2008


I have been meaning to post for almost a week now, but I just haven't gotten a chance. I am trying really hard not to watch too much about the economy or worry about my retirement money. The biggest reason I worry is because I want to be paying extra on my car to get it paid off, but I am not sure if that's a great idea right now. I feel like I should be putting all of my extra money into savings for the time being. I am planning to put it all in savings and make larger extra payments every few months. I think I will have enough set aside to pay around $1,500 extra in December.

I am not sure how I will do at meeting my net worth goals over the next few months. I hope things will turn around so that I can meet, or exceed, them.

For October my goals are simple . . . Study, Save, and Sleep! I have been exhausted lately, so more sleep is in my plans. I need to really work on my food budget. I can't afford to go over this month with the holidays coming up. I am hoping to go under if anything since I am hosting Thanksgiving next month, so I will need some extra for that. Due to my family traveling 250 miles, they are somewhat limited as to what they can bring. They will be supplying some things which helps.

I also need to work on my budget this month. I need to find somewhere to move money from to put towards extra doctor bills. I am not sure where this is going to come from yet.

When I had my performance review at work back in June, I was told that I would probably be getting an equity adjustment at the very end of October when I hit my one year mark in my current position. I feel this is warranted since I am making less than the other people in the same position as me in my department. With things going the way they are in the economy though, I am not sure if I will be getting this. Is it right to ask about this? Or should I wait until they bring it up? I would love to hear what you think!!