Wednesday, March 25, 2009


I feel like my life is just crazy right now. Things have been very busy still. I am getting over being sick. I ended up having to go to the doctor. I really didn't want to. My copay was $20 for the office visit. I also had to spend $14 for two medications. I guess it was worth it though. I just hate spending money on doctor visits. I am trying to get back into working out. The doctor said to take a week off. I didn't listen. I have worked out twice, but they have been awful workouts. I am still exhausted and tire easily.

I have also been researching where to live. I have to give notice to my apartment management office by the end of the month. It started with me thinking about moving in with one or two friends. Their lease is up the month after mine. So, the debate was should I give notice for the end of May or pay one month extra (my rent goes up $190!!!) and have my lease end at the same time as theirs. Then we started looking at renting a house instead of an apartment. It has now turned into me getting a pre-approval for a mortgage and looking at houses!!!! I am very torn on what to do. I would love to buy something, but it scares me. I would have to use a little over half my savings to purchase a home. Part of my issue comes from living in a large metro area. I am finding homes I like further from my work place than I would like. I need to decide how far I am willing to drive to and from work each day. Any thoughts on this!?!

I have also been very busy at work still. It slowed down a little, but not too much. I am curious to see what happens over the next few months. Part of why I am worried about purchasing a home is because of the stability of the job market. I guess you just never know though.

I have still been searching for clothes which fit. It's a process for me. I am also trying to find good deals and not just buy the first thing I see. I am hoping to get a few more things in April. Discover has 5% cash back from April through June for department stores and clothing stores. So, I think I will look in April once I can get some extra cash back on my credit card.

I decided to sign up for a review course for the next part of my exam. It was a lot of money, but I will get reimbursed by my work as soon as the course is over. I just have to drive downtown once a week for 8 weeks and pay for parking. That will be a change for me. This is the part which freaks me out the most, so I think this will be a good thing. It will also force me to complete sections by a certain time. I am hoping to put some time in studying this weekend to get a head start before the first class this next week.

I would love to hear thoughts on purchasing a home. If anyone is in the Minneapolis area, I would also like to hear thoughts on locations. Thanks so much!!!


Live Simply- Live Well said...

I know the feeling of fear when it comes to buying a home. I feel like, what happens if I want to move in the next few years. Or what happens if I lose my job. Plus, how much house can I really afford, and I don't want to pay on a house forever, so how much of a down payment can I make.

It is a tough decision. Would you buy the house and have your roomates pay you rent?

Midwest Chick said...

Yes, I would buy it and have them pay rent. That's the other scary part. I still need to buy only what I can afford on my own because you never know how long they will be there to pay rent.